What’s Life Got to Do With It?
Find out in our new original podcast with founder & CEO Helen Ornellas, available now on all major streaming platforms.
Ep. 25 – “How A Health Advocate Advisor Can Help: Part #2”
In this twenty-fifth episode, I am re-releasing Part 2 of my conversation with Renee Balcom, a health advocate advisor. In Part 1, Renee talked about how a health advocate advisor can help you make informed decisions when it comes to healthcare and how she helps her clients by creating a care plan. In Part 2, you will hear Renee talk about some of the case studies that she has worked on, the important pieces of information she wants every listener to know, how you can prepare now for the later chapters of life, and more. I am so excited for you to hear Renee’s expertise that she has learned from over a decade consulting and providing services to families looking for care solutions for their loved ones.
In our inaugural episode, Helen answers the most common questions she receives after 20 years in the insurance industry. Learn more about Helen, her background growing up, and how she ended up doing the work that she does to help individuals and businesses find peace of mind with custom solutions.
In this second episode, I am explaining how using marijuana, CBD, tobacco, and nicotine will impact your life insurance policy. Being transparent with your life insurance agent or broker about the frequency of use is important to make sure that they can find the right carrier for you. Throughout this episode, you will learn the amount of smoking that will bump you to a smoker’s plan, the variety of events that will require a policy review, examples of cases and clients that I have worked on, and what’s to come for future episodes of On Life With Helen.
In this third episode, I am talking about the different events or situations that may affect your life insurance policy. Understanding how life insurance policies can affect the different aspects of your life can be confusing, but all it takes is asking the question to save yourself a big headache. Throughout this episode, I talk about the ins and outs of policy ownership, share my advice if you need a policy quickly, provide three examples of compliance, and answer the questions that you emailed me.
In this fourth episode, I am talking about long term care and why it is important to have. I often hear from my clients that they already have a family member who can take care of them when they are older, but I think it is best to be prepared and purchase a long term plan. Throughout this episode I dive into the different long term care plans that you can choose between and what the benefits are for each one. I also explain how long term care can be used to help you in the future and provide what I learned when taking care of my mother in her older age. There are many different ways that long term care can be covered and it’s important that you have all the facts so you can set yourself up for the best situation.
In this fifth episode, I am sharing my reflections from the past year. While there is no denying that the past 12 months had its challenges, there was so much good that came from it as well. Throughout this episode I dive into what I loved about the past year, the different areas of my life that I’ve leveled up in, and the difficult events that I went through as well. I also provide my tips and suggestions on the different questions you can use to reflect and how to set yourself up for success in the next year. I encourage you to grab a journal and join me in reflecting on the past year.
In this sixth episode, I am talking all about Medicare – something that all business owners and employees should be informed on. Throughout this episode, I explain what Medicare is, how it can save money for both employers and employees, the three paths you can take with Medicare, the pricing of Medicare plans, and some helpful Medicare tips. I hope this episode helps to clear up any misunderstandings you have surrounding Medicare and highlights the benefits of Medicare plans.