If you are about to turn 65 or just turned 65 in the U.S., you have probably heard about Medicare (and if you have not yet, you will need to). Medicare is health insurance for people 65 and older in the United States. It is also health insurance for certain people under age 65 with […]
Original Medicare does not include routine vision care, which means it generally will not pay for eyeglasses, contact lenses, or eye exams. This means you are typically responsible for 100% of the costs associated with your eyeglasses under Original Medicare. If you have a Medicare Advantage plan or certain Medicare Supplement plans, you might have […]
There are several mistakes people new to Medicare can make that can seriously impact how much money they will have to pay for Medicare. Two of the most common and potentially most expensive involve not signing up for things on time. If you don’t sign up for Medicare Part B (medical benefits) or Medicare Part […]
Ornellas and Associates are experts in finding a solution for your Life Insurance, Medicare, and Long Term Care needs, whether personal or business. Our goal is to understand your personal needs by listening to you share your story. From there, we can offer a variety of solutions for this time in your life and the future, with excellent follow through on your case and ongoing recommendations as your needs change.