
Employee Benefits
Supporting Your Team
Offering competitive employee benefits is essential for attracting top talent, keeping employees engaged, and ensuring their well-being. A strong benefits package can improve job satisfaction, productivity, and overall workplace morale.
Employee Benefit Plans:
- Medical Plans
- Dental Plans
- Disability Plans
- Vision Plans
- Group Life
- Optional / Voluntary Benefits
Employee Benefit Strategy:
- Health Reimbursement Accounts (HRA)
- Self-Funded Planning
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
- 125 / Cafeteria Plans
- Regulatory Compliance Review
We help businesses of all sizes design and implement customized benefits packages that fit their budget and employee needs. Contact us today to find the right plan for your team!
Meet the Team

Helen Ornellas
President
Ornellas & Associates’ Founder and CEO, Helen Ornellas, is thrilled to unveil a customized Executive Benefits program aimed at helping businesses improve recruitment and retention efforts for their most valuable employees. Tailored to each individual agreement, employees can take advantage of benefits such as interest crediting rates, vesting schedules, death benefits, disability benefits, early retirement benefits, and change-of-control protection, all tailored to meet their specific needs.
The Executive Benefit plans are uniquely tailored to suit each organization, recognizing that no two companies are alike. By positioning the benefits program competitively, any organization can attract and retain top talent effectively. These plans are often utilized to address retirement income shortfalls stemming from qualified benefit plan limitations, while also incorporating rewards based on targeted performance and other benchmarks. Executive benefit plans also offer flexibility in developing benefit compensation strategies.
Helen’s omnichannel platform provides a comprehensive protection resource while also building relatability and connecting with her audience. Many have already benefited from her transformative work, and you could be next.
Teri Blake
Sr. Employee Benefits Consultant – Broker
Born and raised in Southern California, Teri moved to Northern California in 2011 and quickly fell in love with its close-knit communities, welcoming climate, and lasting friendships. With over 25 years of experience in the insurance industry—spanning both property & casualty and employee benefits—she has dedicated her career to education, advocacy, and helping others navigate complex insurance decisions. Passionate about empowering those who may not have a voice, Teri is committed to making a difference for her clients and colleagues alike. Outside of work, she enjoys life with her husband, three beloved dogs, and a horse, embracing the beauty and lifestyle that Northern California has to offer.


Jacqueline Martinez
Medicare – Employee Benefits Consultant – Broker
Meet Jacqueline (Jackie) Martinez, Client Management and Retention Expert at Ornellas & Associates and Board Member of CAHIP Northern California. Jackie started her career within the banking and customer service industry, where she delivered exceptional experiences and banking protection to all stakeholders. After transitioning to a remote position, she quickly realized that she wanted to find a different opportunity that would align with her passion. Shortly after being introduced to Helen Ornellas, she decided to shift her career focus to Insurance, where she felt her passion could come to life. Throughout her time with Helen at Ornellas & Associates, Jackie has put her passion for education in the driver’s seat and strives to learn more, every day. One of her goals is to elevate the awareness of various protection types to all demographic groups, including those with potential language barriers.
Outside of work, Jackie stays busy with her 3 boys and husband, all who have a passion for outdoor adventures, like golfing and taking family trips to the driving range!
Jackie has a profound impact on those around her, and she will continue to leverage her passion for people, to make a difference.
