Is Your Business Growing Faster Than You Can Keep Up? The Importance of Reviewing Life Insurance for Key Person and Buy-Sell Agreements
As a business owner, rapid growth is often both a thrilling and challenging experience. However, with that growth comes new responsibilities—especially when it comes to protecting the future of your business. One of the most overlooked aspects of this protection is regularly reviewing your life insurance policies, particularly those tied
What to Expect in Your Medicare Annual Notice of Change (ANOC) for 2025
As we head into the 2025 Medicare season, you’ll be receiving your Medicare Annual Notice of Change (ANOC). This letter brings important updates about your plan, including changes to coverage, costs, and provider networks. Let’s walk through what to look out for and how to make sure your plan continues
Don’t Let an Accident Derail Your Career: The Importance of Long-Term Disability Insurance
In the world of professional careers, uncertainty can lurk around every corner. For many individuals, particularly those in physically demanding or high-stakes occupations, the risk of suddenly becoming unable to work due to injury or illness is a serious concern. This is where long-term disability (LTD) insurance comes into play.
Buy/Sell Agreements: Secure Your Legacy
In today’s complex business landscape, ensuring the protection of your business and your legacy is crucial. A well-crafted buy/sell agreement is a powerful tool for achieving this, whether you run a family business, a partnership, or a privately held company. These agreements outline the terms for handling an owner’s shares
Why Key Person Life Insurance is a Basic Need and Not a Luxury
In the complex world of business, every decision can have far-reaching consequences. One of the most critical decisions entrepreneurs and business owners must consider is how to protect their business from unforeseen events, particularly the loss of crucial personnel. Key Person Life Insurance (KPLI) is often seen as an optional
