In this second episode, I am explaining how using marijuana, CBD, tobacco, and nicotine will impact your life insurance policy. Being transparent with your life insurance agent or broker about the frequency of use is important to make sure that they can find the right carrier for you. Throughout this episode, you will learn the amount of smoking that will bump you to a smoker’s plan, the variety of events that will require a policy review, examples of cases and clients that I have worked on, and what’s to come for future episodes of On Life With Helen.
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